Add or Remove a Co-Signer

There are many reasons why the time is right for you to add or remove a co-signer or co-applicant on your current Colorado auto refinance loan in Colorado: changes in marital status, children established and ready for independence, improving debt-to-income or payment-to-income ratios, and/or freeing up lines of credit are common examples.

As you may have already discovered, generally speaking, your current lender will not simply add or remove a cosigner to an existing loan contract without creating a new contract. Nor are they too keen on writing a new loan at a better rate for an existing customer. From their perspective, this is discounting a product—your loan—that they have already sold.

As crazy as it sounds, most banks would rather lose your business than lower your car loan rate by adding or removing a cosigner in Colorado.

Whatever your reason for refinancing your Colorado secured auto loan, we can help.

auto refinance loan process

The sooner you start, the sooner you save. And with a Flatiron Finance auto refinance loan, you will be on your way to big savings.

“Back when I cosigned it was the only way to get the kids started. I didn’t realize how much it was going to hurt me even though they have never been late on any payments. Any way, I just wanted to let you know it did the trick. My home loan went through no problem, and both the kids are very happy with their new on their own car loans.”

– Miguel R.

From just about anywhere in the State, customers from Denver, Longmont, Loveland, Boulder, Fort Collins, and Greeley, to Colorado Springs, Pueblo, and Grand Junction have conveniently refinanced vehicles online, and have added or removed cosigners with Flatiron Finance in Colorado.